Your daily dose of finance inspiration
77% of UK SMEs are owed money right now, with an average unpaid bill of £18k–£22k. I break down what to do when a client doesn't pay — from polite reminders to County Court Judgments and winding-up proceedings.
I finally made a one-page cheat sheet for our kitchen-table binder: what counts as a good credit score, which two numbers move it the fastest, and what the score will never tell you about my finances.
The dollar and stocks are falling together, which feels wrong. Here's what four macro forces tell us — and one scenario that changes everything.
Mid-July, I sat at the kitchen table with a notebook and did what I should have done in January: a real money checkup. Six things — 401(k) contributions, beneficiaries, tax withholding, QCDs, portfolio balance, and my organizational mess — took me one evening. Here's the list I'll never skip again.
Small retail traders can't move the market — but their positioning data might be one of the simplest contrarian indicators you're ignoring. Here's how to use it.
I mapped out the real cost of burial versus cremation after a call sent me down a rabbit hole of casket markups and plot prices. There's a middle ground that keeps the money and honors the person.
Rubber futures on the Singapore Exchange sound niche, but the small contract size and real-world settlement make them surprisingly accessible for everyday investors. Here's what caught my eye.
My husband once called index funds 'the financial equivalent of watching paint dry.' He was wrong. Here's the story of how the most boring strategy in investing became the smartest one—and how you can start today.
My husband and I keep debating whether we need a second car. I built out the real math — depreciation, interest, fuel, the lot — and compared it to a used car and a no-car budget. The numbers changed how we talk about it.
I don't trade iron ore, but watching its price movements changed how I think about metals. Here's why the biggest metal market matters — even if you only hold silver or copper ETFs.
Hi, I'm Rachel. I spent eight years as a corporate financial analyst and plenty more living paycheck to paycheck - so I know both sides of the kitchen table. I write about money with real numbers, zero jargon, and no shame. If I could fix my finances, so can you.